These terms and conditions outline the rules and regulations for the use of shikshgravityfoundation.in website, located at www.the1click.com These terms outline the rules and regulations governing your use of our website and services. By accessing or using our services, you agree to abide by these terms and any additional policies or guidelines referenced herein. Please read these terms carefully. If you do not agree with any part of these terms, please refrain from using our services.
Amount of ₹ 1 Lac* will be given to your loved ones in case of your untimely demise against a premium of Rs. 424.80/- per annum.
Coverage on Accident: In the initial year of enrollment in The1Click Bima Yojana, claims can be made exclusively for accidents, not for natural death.
Coverage on demise: The insured individual or their nominee can claim coverage for natural death only if the Bima Yojana is renewed for a second year.
Intentional Damage: Damage caused intentionally by the insured or any other party is not covered under the Bima.
Pre-existing Conditions: Damage or malfunction resulting from pre-existing conditions or issues known to the insured prior to Bima inception may be excluded.
Notification: The insured must notify the The1Click promptly upon discovery of the loss, theft, or damage of the insured device.
Documentation: The insured may be required to provide supporting documentation, such as proof of purchase, police reports (in case of theft), and photographs of the damaged device.
Assessment: The The1Click will assess the claim and determine eligibility for coverage based on the terms and conditions of the Bima.
Resolution: Upon approval, the The1Click will proceed with the claim resolution process as per the Bima terms.
Premium Payment: The insured must pay the premium as specified in the Bima document to maintain coverage.
Bima Period: The Bima is valid for a specified period, typically one year, and may be renewed upon expiration.
Cancellation: The Bima may be canceled by either party with proper notice, subject to the terms and conditions outlined in the Bima document.
Subrogation: In the event of a claim payment, the The1Click may exercise subrogation rights to recover costs from third parties responsible for the loss or damage.
Bima Limitations: The Bima may have limitations on coverage amounts, deductibles, and maximum claim payouts, which are outlined in the Bima document.
This summary is provided for informational purposes only and does not constitute the full terms and conditions of the Bima Bima. The insured is advised to review the complete Bima document for detailed coverage information and exclusions.